Make a Will
A Will really is one of the most important documents you will ever prepare. Yet many people remain reluctant or even afraid to make one. They either think they are immortal or they think that facing our death and writing down our wishes will somehow invite misfortune.
As a result every day 2,000 people die in this country and most of them leave their families with all the problems of Intestacy - this means dying without having a legally valid Will. Unfortunately, many families often face immediate financial hardship and sometimes they even have to sell the family home - simply because no Will has been written.
The Law of Intestacy means that the State writes a Will for you and your possessions are distributed according to this law. How many people would want their estate to be divided in a way that gave them no choice in the matter? Would you want your partner or family to face unnecessary extra difficulties and hardship at a time of great distress?
We have helped many people over the years arrange their Will and all they feel afterwards is a sense of relief.
What is a Will?
Making a will is simply arranging what will happen to the things you own when you die. If you
have children, it also ensures they will be cared for by the people you choose. Making a will is
positive because it is a way for you to protect and benefit the people you love.
A will is always for an individual who is over 18 and of sound mind. It is made up of several parts:
Who is making the will (you)
The people who will make sure your wishes are carried out
The people or organisations who will receive a share of your assets
If you have children, the people you nominate to care for them
When you make your will, you’ll need to be clear about all your assets so that you can say who
you would like to leave them to. This often involves sorting through a mountain of papers – a task few of us relish. We can help. At Haven Asset Management, we’ve been helping people organise their affairs and simplify their paperwork for more than 20 years.
Why you should make a Will
If you die without leaving a valid will you’ll have died intestate. This means that certain rules
dictate how your assets are distributed which could mean those closest to you receive nothing. It
also means that young children become wards of court. When this happens, it can be a long and complicated process to transfer their care to the people you would have chosen.
Many people think that a signed piece of paper constitutes a Will. It doesn’t. Although you do not
need to go to a solicitor to make your Will for it to be valid it must be completed in the right way.
We can help you write a valid Will that correctly sets out your wishes.
Take care
of the ones
you love
So the benefits of making a will are clear:
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You can leave the people you love a share in your assets
You can protect your children, even after your death
You can make sure your family don’t face a complicated legal process